Once a stage is approved you can access up to 80% of its value straight away, for a one-off 3% fee — and your customer still gets up to 30 days to pay. Accessing it is always optional.
Rivvet doesn't pay out against a quote, a promise or a job that's half done. A stage has to be completed, evidenced and approved by your customer first.
Your customer reviews the evidence and approves the stage in the app. That approval is what unlocks everything else.
Eligible trades can access up to 80% of approved earnings, depending on their available limit and account status.
Access is optional. You decide when to access the available amount, and how much — you'll always see the exact cost before confirming.
They get up to 30 days from approval to make payment, which is what makes staged work easier for them to say yes to.
Four stages. The third one is approved this morning.
Access is optional — you decide when to access the available amount and how much. The remaining balance follows when your customer pays.
Rivvet pays you up to 80% of a stage your customer has already approved, before their payment date — money you've earned, in your account sooner. It's designed to help improve cash flow so you can keep projects moving and take on more work. Subject to eligibility and approval.
Their payment clears what Rivvet has already paid you, plus the fee, and the balance is settled to you — there's nothing separate to arrange. If your customer doesn't pay, you're responsible for paying it back to Rivvet.
You're paid early for work you've already finished and your customer has approved — not borrowing against work you haven't done. It is money you're responsible for, though: it's cleared out of your customer's payment when it arrives, and if they don't pay, you pay it back to Rivvet. Rivvet Pay is offered with appropriately regulated financial partners.
A simple, transparent one-off Rivvet fee of 3% applies each time. You'll always see the exact cost before confirming your request — there are no hidden fees.
Eligible trades can access up to 80% of approved earnings, depending on their available limit and account status.
Eligibility depends on several factors, including your account history, approved milestones, available limit and other risk assessments. Not every request can be approved.
Yes. Rivvet uses trusted payment providers and industry-standard security to protect your payments and information. Payments are handled through appropriately regulated financial partners — Rivvet does not operate as an informal wallet for project funds.
Join the founding Rivvet waitlist and be among the first trades invited to use better payments for building work.